RHB Bank’s Financial Solutions: Credit Card & More
Presently, RHB Bank is just one of the leaders of the financial segment in Malaysia. Having the foundations set in ten countries within Southeast Asia which includes Cambodia, Laos, Myanmar, Vietnam, and Thailand; RHB Bank is confident to grow faster by offering banking facilities that would help both businesses and individuals in accordance with their respective needs. RHB Bank views this as one solution to serve consumers better.
Possessing a savings account or even current account has actually been staple yet underrated. In order to ensure that account holders may gain advantage the most from their savings, RHB Bank has offered a competitive interest rate as compared with other banking institutions. Moreover, they’ve already improved the transaction facilities by both adding more ATM and CDM machines in branches as well as other designated locations and creating an online banking services platform, RHB Now for their consumers.
Additionally, RHB also adopts digital transformation and it has seen that it triggered an escalating demand for credit cards. As studies show more and more people are likely to shop and make transactions online nowadays, RHB Bank also has made it possible for customers to apply for credit cards online. The Bank is confident with their offering that they even urge potential consumers to study credit cards interest rate before making any commitment.
Feeling the need to narrow the gap between demand and supply, RHB Bank goes further and they have begun offering credit card solutions with multiple benefits in comparison to the other banks, which includes cash back rewards for cardholders whilst they purchase more using a credit card.
Despite that, RHB Bank realizes the truth that promoting credit cards and savings accounts are certainly not enough. Presently, acquiring assets just like cars and houses will require the majority of folks to apply for a good loan scheme. Thus, RHB has reformulated its loan structure to be able to offer the lowest interest rate possible for many different types of loans. Plus, insurance services, unit trust, and financial investment can also be made.
For companies and entrepreneurs, corporate banking facilities will also be offered. They’re now able to take a business loan or maybe even engage with RHB for corporate & investment banking. Intending to be certain that their solutions are the very best, RHB has additionally offered online cash management and asset management services.
There’s one special category of customers which would reap out the most advantages from this: the SMEs. The products provided by RHB Bank can really make it possible for these business owners to get more capital to expand their business by making application for the loan. On the other hand, SMEs within the e-commerce industry can likewise subscribe to RHB’s reliable retail solutions.
Despite this, attention on the highly demanded Islamic banking facilities hasn’t ever been an oversight. RHB Bank is aware that there’s a high amount of requests from the customers to produce Syariah-compliant financial instruments. In response to that, they have lined up wealth management, corporate banking, Islamic treasury, unit trust, and different types of other offerings that adheres to the Syariah guideline for the public.
A huge 24 annual brand value growth has most certainly been seen by the Bank in 2016, which places them as one of the 5 top domestic banking players. Seeing the forthcoming market growth potential, RHB Bank has equipped itself with more rigorous and efficient tactics to further grow its value and market share in the time to come.